NORTHERN NM SCHOOL EMPLOYEES |
FEDERAL CREDIT UNION |
FEE SCHEDULE EFFECTIVE JANUARY 1, 2008 |
ITEM |
FEE |
|
SHARE ACCOUNT FEES |
|
|
Membership Fee |
$1.00 |
One time fee |
Low share balance |
5.00 |
Below $25 (monthly) |
ACH / ATM NSF fee |
25.00 |
Per item |
Closing Acct |
10.00 |
Within 90 days |
Re-opening Acct. |
10.00 |
Within 90 days |
Deposit item returned |
2.00 |
Per item |
SHARE DRAFT ACCT FEES |
|
|
Insufficient funds (NSF) |
$25.00 |
Per check |
Insufficient funds (ATM) |
25.00 |
Per transaction |
Stop payment (share draft) |
25.00 |
Per check |
Temporary checks |
5.00 |
For 12 checks |
ATM / Debit card (re-issue) |
5.00 |
Per card |
Overdraft transfer charge |
5.00 |
Per transfer |
Account research / Reconciliation |
20.00 |
Per hr or any part of |
Copy of share draft |
3.00 |
Per draft |
Low share draft balance service charge |
5.00 |
Below $100 (monthly) |
Deposit item returned (3rd party) |
5.00 |
Per item |
Dormant share draft fee |
5.00 |
After 1 yr (monthly) |
OTHER SERVICE FEES |
|
|
Wire transfer |
$15.00 |
Per wire |
Foreign Country wire transfer |
40.00 |
Per wire |
Stop Pay (Official check) |
25.00 |
Per item |
Loan late payment |
15.00 |
After 15 days late |
Statement copies |
3.00 |
Per page |
Account history printout |
1.00 |
Per page |
Early Christmas Clb with. |
5.00 |
Per withdrawal |
Copy of Official check |
3.00 |
Per check |
IRA set up fee |
25.00 |
One time fee |
IRA maintenance fee |
10.00 |
Per year |
Legal process fee |
20.00 |
per service |
EFT stop payment |
25.00 |
per stop |
Photo copies |
0.25 |
Per page |
Local fax |
1.00 |
Per fax |
Long distance fax |
5.00 |
Per fax |
Receive a fax |
1.00 |
Per page |
Return mail processing |
1.00 |
Per item |
Dormancy fee |
5.00 |
After 1 yr (monthly) |
Travelers checks for 2 |
0.50 |
Per $100 |
Travelers checks for 1 |
0.00 |
No fee |
Official check to 3rd party |
1.00 |
Per check (1st free) |
Notary Public |
0.00 |
No fee |
